Last updated: June 2026
Regulatory Requirement
As per SEBI regulations and AMFI guidelines, OakRise Fincorp is required to disclose the commissions and remuneration received for distributing mutual funds, insurance products and other financial products.
Mutual Fund Distribution Commission
OakRise Fincorp receives trail commission from AMCs for mutual fund investments made through us:
- Equity mutual funds: typically 0.50% to 1.00% per annum of AUM
- Debt mutual funds: typically 0.25% to 0.50% per annum
- Liquid and overnight funds: typically 0.05% to 0.20% per annum
This commission is paid by the AMC from the fund’s expense ratio and does not result in any additional cost to the investor compared to investing through any other distributor.
Direct Plan vs Regular Plan
Direct plans have lower expense ratios as there is no distributor commission. The difference typically ranges from 0.25% to 1.00% per annum. OakRise Fincorp is transparent about this difference and discusses it openly with every client. We recommend regular plans when our ongoing service adds value that justifies the cost differential.
Insurance Commission
For insurance products, OakRise Fincorp receives commission from insurance companies as per IRDAI guidelines. Commission rates vary by product type, insurer and policy term. Insurance is subject matter of solicitation.
Professional Service Fees
For tax filing, GST services, accounting, payroll, business registration and compliance services, we charge professional fees agreed upon with each client before commencement of work. No hidden charges.
No Conflict of Interest Policy
OakRise Fincorp is committed to recommending products and services in the best interest of each client. We do not recommend products solely on the basis of higher commission. Recommendations are based on suitability to the client’s financial goals, risk profile and investment horizon.