Last updated: June 2026
Mutual Fund Investment Risks
Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
- Market Risk: The value of mutual fund investments can go down as well as up based on market conditions. There is no guarantee of positive returns.
- Liquidity Risk: In certain market conditions, it may be difficult to sell certain securities affecting timely redemption.
- Credit Risk: For debt mutual funds, there is a risk that the issuer of a debt security may default on interest or principal payments.
- Interest Rate Risk: For debt funds, changes in interest rates affect the value of debt securities held in the portfolio.
- Concentration Risk: Sectoral and thematic funds are concentrated in specific sectors and may be more volatile than diversified funds.
- Currency Risk: For international funds, currency fluctuations affect returns when converted to Indian rupees.
Past Performance Disclaimer
Past performance of any mutual fund scheme is not necessarily indicative of future performance. Returns illustrated are based on historical data and are not guaranteed. Scheme performance may or may not be sustained in the future.
Tax Risk
Tax laws are subject to change. Any tax benefits mentioned are based on current tax laws and regulations. Changes in tax laws could affect post-tax returns from investments.
Insurance Risks
Insurance products carry risks including: policy lapse due to non-payment of premium; claim rejection due to non-disclosure; inflation risk where benefits may not keep pace with rising costs; and for investment-linked products, market risk on the investment component.
No Guarantee of Advice Outcomes
Financial planning involves projections based on assumptions. Actual financial outcomes may differ due to changes in income, expenses, market conditions, tax laws and inflation. OakRise Fincorp provides guidance based on best available information – but cannot guarantee specific financial outcomes.
Client Responsibility
Investment decisions are ultimately the responsibility of each investor. Read all offer documents and scheme information documents before investing. If in doubt, seek additional professional advice before any investment decision.